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FINOVA

MORTGAGE BROKER

Your mortgage, with someone on your side through to completion

We take your case to 7 partner banks and lay the offers side by side. No commitment: our fee is paid by the bank.

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Partner banks
7
First reply
48h
First conversation
30 min
QUICK ESTIMATE

How much will I pay a month?

Price of the home minus your deposit.

€
Estimated repayment≈ €930per month

Current variable rate (Euribor 6M monthly average + spread): nominal rate ~3.82 %. Indicative.

Suggested household income≈ €2,700per month

A rough guide, before other commitments. The full check tailors it to your case.

For guidance only. It does not replace the bank’s formal assessment.

partner banks, one conversation.

We compare offers from the main banks operating in Portugal and help you choose the scenario that suits you best.

  • CGD
  • BPI
  • Novobanco
  • UCI
  • ABANCA
  • Bankinter
  • Banco CTT
SERVICES

The right mortgage for every stage.

Five lines of work, one way of doing them: listen, compare and negotiate on your terms.

BUYING

Mortgage

Buying your own home, a second home or a property to let. We negotiate the spread, the term and the tied insurance.

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STATE-BACKED SCHEME

Young Buyer Mortgage

A State guarantee for buyers aged up to 35. It reduces the deposit and eases the way to a first home.

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SWITCHING

Remortgage

Move to another bank or renegotiate your current mortgage. We check whether it pays off and handle the process.

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BUILDING

Self-Build Mortgage

Building from scratch, extending or renovating. Funds released in stages, in step with the works.

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REVIEW

Insurance Review

We review the life and buildings insurance tied to your mortgage and compare premiums to bring down what you pay.

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LET’S TALK

An honest conversation. No commitment.

Thirty minutes to meet you, understand your circumstances and see how we can help.

Book a meetingRequest a call
LATEST NEWS

What is happening in the market.

Most recent

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WHY FINOVA03Reasons

Three reasons to trust us with your mortgage.

What makes the difference in every case we handle.

Every cost, not just the repayment.

Sound judgement

We compare offers from the banks we work with on their total cost, including insurance and fees.

No avoidable waiting.

Speed

A first reply within 48 hours, and a complete process typically in 4 to 8 weeks.

Bank jargon, in plain English.

Peace of mind

We know the banks, the contracts and the points that matter. You decide with our experience on your side.

COMMON QUESTIONS

The questions we hear every day.

Can’t find your question?

Browse the guides or write to us. We reply within 48 hours.

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FINOVA is paid by the bank you choose, after completion.

Typically 4 to 8 weeks from first contact to completion. It depends on how quickly you gather your documents and on the property valuation lead time.

No. The bank approves the loan and sets the terms. You choose the bank, based on the offers we compare and negotiate for you.

Yes. The calculators run in your browser and nothing is stored. We only receive your details if you choose to request a call or have the result emailed to you.

NEXT STEP

How would you like to start?

Three ways in. Start wherever you feel comfortable.

Work out the repayment

See what you would pay each month at today’s Euribor. No commitment.

Calculate repayment

See whether it is affordable

Add up your income and commitments and check your affordability ratio.

Check affordability

Start your application

Already decided? We handle your application with you, from start to finish.

Start your application
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