If your service is free for me, who pays you?

We are paid by financial institutions as credit intermediaries authorised by Banco de Portugal. For you, the service has no direct cost.

In practice, this means you can analyse and compare several credit offers without paying for the advisory work, while keeping full visibility over the conditions being presented.

For example, you may receive offers from different banks with different terms and understand clearly which one has the lower total cost or the better balance between monthly repayment, insurance and fees.

Our role is to explain those differences transparently, so you can make an informed decision that fits your case.