Why should I use a credit intermediary like FINOVA instead of going directly to my bank?

There are three main advantages:

1) Comparison and negotiation: FINOVA works with several banks, making it possible to analyse different proposals at the same time and compare conditions on a like-for-like basis.

2) Specialist guidance: we help you interpret proposals, identify less visible costs and understand the real impact on the total cost of the loan.

3) No direct cost to the client: FINOVA is paid by the banks, so the advisory service has no direct cost for people who use our support.

For example, two banks may present offers with similar monthly payments but meaningful differences in the total cost because of insurance, fees or linked conditions. A detailed comparison helps identify the most balanced proposal.