PRACTICAL GUIDES
Questions and Answers about Mortgage Financing
Financing does not have to feel like a maze of technical terms. At FINOVA, we believe clarity is the first step towards a smart decision. Explore our Practical Guides and FAQ centre to understand the financial language and every step of the process — without fine print and without complications.
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Fixed, Variable or Mixed Rate: what is the difference?
A variable rate (Euribor + spread) moves with the market. A fixed rate keeps your instalment unchanged until the end of the contract, giving you stability and predictable payments. A mixed rate starts with a fixed period (for example, 2 to 5 years) and then becomes variable, combining initial stability with later exposure to market changes.
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