FINOVA
PRACTICAL GUIDES

Questions and Answers about Mortgage Financing

Financing does not have to feel like a maze of technical terms. At FINOVA, we believe clarity is the first step towards a smart decision. Explore our Practical Guides and FAQ centre to understand the financial language and every step of the process — without fine print and without complications.

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Answer

Can the bank change my contract conditions unilaterally?

In a mortgage contract, the spread cannot be changed unilaterally by the bank. For current accounts, however, the bank may change the price list, provided it gives the legally required notice period (typically 2 months).

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Validation

On 25/03/2026

Source

Reference

Content

Regulatory