How long does the whole process usually take?

From the moment the documents are submitted to bank approval, the process may take around 1 to 2 weeks. The total time up to completion is usually between 30 and 60 days.

In practice, the longest waiting times tend to occur during bank approval and the property valuation, and additional documents may be requested throughout the process.

This means that, even with everything prepared, the timeline may vary depending on the bank, the complexity of the case and how quickly the parties involved respond.

Preparing the documentation in advance and replying quickly to bank requests helps avoid delays and keep the process within the expected timeframe.