FINOVA
PRACTICAL GUIDES

Questions and Answers about Mortgage Financing

Financing does not have to feel like a maze of technical terms. At FINOVA, we believe clarity is the first step towards a smart decision. Explore our Practical Guides and FAQ centre to understand the financial language and every step of the process — without fine print and without complications.

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What is the FINE, and why should I read it carefully?

The European Standardised Information Sheet (ESIS/FINE) details the costs and conditions of the loan. You should compare it across banks, focusing on MTIC (Total Amount Payable), because this is the figure that shows what you will actually pay in total.

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Validation

On 25/03/2026

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Reference

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Regulatory