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PRACTICAL GUIDES

Questions and Answers about Mortgage Financing

Financing does not have to feel like a maze of technical terms. At FINOVA, we believe clarity is the first step towards a smart decision. Explore our Practical Guides and FAQ centre to understand the financial language and every step of the process — without fine print and without complications.

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What are the bank and notary costs?

Banking and notary costs when buying a property with a mortgage are usually split into two groups: banking costs, including the one-off analysis/decision fee, property valuation expenses, account maintenance fees, mandatory insurance (life and multi-risk), and possible mortgage broker charges; and notary/registration costs, including notary fees and registry charges for acquisition and mortgage registration, which may be completed through services such as Casa Pronta.

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On 25/03/2026

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Regulatory