FINOVA
PRACTICAL GUIDES

Questions and Answers about Mortgage Financing

Financing does not have to feel like a maze of technical terms. At FINOVA, we believe clarity is the first step towards a smart decision. Explore our Practical Guides and FAQ centre to understand the financial language and every step of the process — without fine print and without complications.

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Is there an IMI exemption for people buying a home?

Yes. If the property is intended as your primary permanent residence, you may benefit from a temporary IMI exemption for up to 3 years, provided you meet the legal criteria in force, namely property VPT limits and household income limits. In some municipalities, this benefit may be extended for another 2 years.

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On 25/03/2026

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Regulatory