FINOVA
PRACTICAL GUIDES

Questions and Answers about Mortgage Financing

Financing does not have to feel like a maze of technical terms. At FINOVA, we believe clarity is the first step towards a smart decision. Explore our Practical Guides and FAQ centre to understand the financial language and every step of the process — without fine print and without complications.

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What is IMI, and when do I have to pay it?

IMI (Municipal Property Tax) is an annual tax due by whoever is the owner, usufructuary or holder of surface rights over a property on 31 December of the relevant tax year. The revenue is allocated to the municipality where the property is located.

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On 25/03/2026

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Regulatory