FINOVA

Are there exemptions for young buyers or first home purchase?

Costs, insurance and taxes

Are there exemptions for young buyers or first home purchase?

There may be tax benefits and support measures for those buying their first permanent home, including specific regimes for buyers under 35. Eligibility always depends on the rules in force, the value of the property, the intended residential use and the buyer's circumstances.

In the case of IMT and Stamp Duty exemptions for young people buying their first permanent home, it is important to confirm the applicable thresholds, requirements and dates at the moment of purchase, because these criteria may be updated. The same caution applies when discussing public guarantees or other support measures.

For example, on a EUR200,000 purchase, an IMT and Stamp Duty exemption may represent savings of several thousand euros at the moment of acquisition, depending on the applicable conditions.

This means that these benefits can materially reduce the amount needed to move forward, but they should not be treated as guaranteed without prior validation.

Talk to a specialist to confirm which benefits and exemptions apply to your case.

Want to confirm which supports and exemptions apply to your case?

Talk to a specialist to validate first-home or young-buyer benefits before finalising your numbers.

ContentRegulatory
ValidationOn 25/03/2026