How can I avoid paying account maintenance fees?

You may be able to avoid account maintenance fees through several alternatives, such as opening a Basic Bank Account (if you meet the requirements), domiciling your salary or meeting the bank's exemption conditions, such as maintaining a certain balance or holding associated products.

In practice, these fees are a recurring cost that can often be avoided with the right account choice or by meeting specific conditions.

For example, a monthly fee of EUR5 amounts to around EUR60 per year and may exceed EUR1,000 over the life of a mortgage.

This means that small fees can have a relevant impact on the total cost over time, so it is worth assessing whether it makes sense to keep the current account or look for alternatives.