NEWS
Updates on mortgages, regulation and housing support schemes.
Only Malta, Bulgaria, Spain and Croatia lend more cheaply than Portugal. But Euribor has been rising for months and the European Central Bank has raised rates again. What it means for your monthly repayment, in plain English.
10 September 2026Since 1 August 2026, lenders in Portugal assess new loan applications under revised Banco de Portugal rules. The maximum share of income that can go to loan repayments has fallen from 50% to 45%, and the maximum mortgage term now depends only on your age. Here is what it means for your home and your mortgage.
10 September 2026Since 1 August, banks in Portugal are asked to keep loan payments within 45% of a household's net income. To keep more families under that line, some banks are asking for less cover on the life insurance attached to the mortgage. The monthly cost goes down — and so does the protection.
7 September 2026
