About FINOVA
Susana Vasconcelos. Mortgage broker. In plain language
Over ten years in banking, now on your side of the table. I handle every case personally, from the first simulation to completion.
That every family buys a home without deciding in the dark.
FINOVA exists so that the most expensive decision of your life is not the most opaque. Mortgage contracts are long, complex and full of jargon. Our job is to translate them: show you exactly what is at stake, compare the alternatives and negotiate on your terms.
We believe a well-negotiated mortgage, with a sustainable affordability ratio and reviewed insurance, does more for a family’s financial peace of mind than any savings product. That is why we exist.
How FINOVA started.
FINOVA grew out of more than 10 years in the Portuguese banking sector. We started on the bank’s side of the desk, in client management, credit and risk, and saw from the inside how a bank’s incentives rarely match those of the person applying.
So we built an independent practice, where the client is the only interest represented. Today we support families across the Lisbon and Setúbal metropolitan area.
HOW WE WORK
We turn bank jargon into plain English.
We are not an automated comparison site or a platform. Every case is handled personally, from the first phone call to completion day. This is how we work:
No departments, no calls passed around. The same person who runs the diagnosis negotiates with the banks and is with you at completion.
Independence
We do not work for any bank. The recommendation is yours alone, and our fee comes from the lender you choose, after completion.
Plain language
We put every clause and every rate into language you can understand. You never sign anything without knowing what you are signing.
By your side
From the first phone call to completion day, it is always the same person beside you. Nothing outsourced.
I believe no one should make a decision about their mortgage without truly understanding every option. That conviction is what led me to create FINOVA.
Let’s talk about your situation.
Thirty minutes to meet you, understand your circumstances and see how we can help.
Work out the repayment
See what you would pay each month at today’s Euribor. No commitment.
Calculate repaymentSee whether it is affordable
Add up your income and commitments and check your affordability ratio.
Check affordabilityStart your application
Already decided? We handle your application with you, from start to finish.
Start your application