GUIDES

Guides to decide with confidence

Clear explanations of mortgages, rates and the process, without the jargon.

39 guides

Before buying

Buying a home in Portugal with a mortgage: what the bank checks at each stage

Many buyers in Portugal only start on the mortgage after choosing a property and signing the promissory contract. But the bank looks at the…

8 October 20267 min read

Apply for credit

Yes. Pre-approval is the bank's check of your income and commitments before you have a home, and it tells you how much you can borrow. It…

23 October 20263 min read

Before buying

Be careful: only sign before your mortgage is approved if the contract protects your deposit. Without a clause that makes the purchase…

23 October 20263 min read